Do you worry about your deductibles and coinsurance?
About this time every year millions of people go through the dreaded open enrollment period put on by their employers human resources department. I have been a public employee for over 15 years and have gone though several of these enrollments. I never enjoy them. This period usually causes people a great deal of anxiety over wondering if their benefits will remain the same and/or if they will have to pay more out of pocket for their medical and dental care. I have been lucky over the years because I have always had employers who offered good quality health insurance at a good price. Sure, the individual and total family deductibles have crept up over the years, but the core medical coverage has always been good.